A 600 credit score is considered fair [US credit score ranges]. It falls below the average score, so it might not be ideal but it’s also not the worst. Here’s a breakdown:
- Fair credit score: This means you might have some past credit issues or a limited credit history.
- Potential challenges: You may get denied for some loans or credit cards, or be offered higher interest rates.
- Not all bad: It’s a starting point to improve your credit score.
There are ways to improve your credit score over time. You can check your credit report for errors and make sure to pay your bills on time. Building a good credit history can help you qualify for better loan rates and terms in the future.